Business Services

Helping you make sure your business is looked after in case of the loss of one of your key people or shareholders, this is vitally important for the protection of your business.

We can assist you with looking after your staff or yourself, whether Pension, Income Protection or Life Cover

We will also work with you to plan an efficient as possible exit from your business, utilising all the tools available to you.

Partnership/Share Purchase Protection

You are running a business with your partner/ partners. One of them dies. What happens next? Your deceased partners spouse or family are now your partners. How do you feel? What does He/She know about the business? How will your suppliers and banks react? Panic sets in… Reaction… Buy them Out… Do I have the money… Who will lend it to me… Can I afford repayments?

The solution, Partnership/Share Purchase protection. Puts money in your hands that must be used to buy out your deceased partner’s family and the family must sell you the shares.

The result: The business continues without interruption and the deceased partner’s family receive the value of the shareholding tax efficiently and no borrowings incurred. Money in the right hands, in the right place at the right time.

Keyperson

Keyman Life Cover is a vital business protection policy designed to safeguard companies against financial loss if a key employee, director, or business owner passes away. This cover provides a lump sum payment to the business, helping to mitigate the impact of losing a crucial team member.

Why Choose Keyman Life Cover?

Financial Security – Protects your business from potential revenue loss.
Debt Protection – Helps cover outstanding business loans or financial commitments.
Business Continuity – Ensures stability while you find and train a replacement.
Shareholder Protection – Can assist in buyout agreements if needed.

At Assured Financial Solutions we offer tailored Keyman Life Cover solutions to ensure your business remains strong, even in challenging times. Contact us today to learn more.

Income Protection

Income Protection is a crucial insurance policy that provides a replacement income if you are unable to work due to illness or injury. This cover ensures you continue to receive up to 75% of your income until you can return to work or reach retirement age.

Why Choose Income Protection?

Financial Security – Maintain your lifestyle and cover essential expenses.
Flexible Cover – Choose a deferred period that suits your needs.
Tax Relief – Premiums qualify for tax relief at your marginal rate.
Peace of Mind – Focus on recovery without financial stress.

At Assured Financial Solutions, we offer tailored Income Protection plans to suit your occupation and budget. Get in touch today to secure your financial future.

Suitability Snapshot

Income Insurance might suit you if you:

Are 18 to 54 years of age and in full-time employment;
Want to protect some of your income until you are age 65 if you cannot work because of an illness or injury;
Want a product that pays you a regular income if you cannot work because of an illness or injury, after a certain amount of time (deferred period);
Want the option to top up your cover at a later date;
Want your cover to continue, no matter how many claims you make

Income Insurance might not suit you if you:

Are unemployed;
Want protection against being made unemployed;
Want cover that continues after you are age 65;
Want a lump-sum payment for certain illnesses;
Need a life cover protection plan, with added family benefits;
Need a product with a cash-in value; or
Need more cover than is available with Income Insurance.